Tier 0 (Default)

All newly registered users are automatically placed on Tier 0.

Requirements

No verification required.

Benefits

• Access to all BinaPay features except Naira deposits.
•  Daily transaction limit: ₦50,000
• Maximum per transaction: ₦20,000

Tier 1

Upgrade to Tier 1 by completing the required identity verification.

Benefits

•  Full access to all BinaPay features, including Naira deposits.
•  Daily transaction limit: ₦500,000

Tier 2

Upgrade to Tier 2 by completing identity verification and address verification.

Benefits

•  Full access to all BinaPay features.
•  Daily transaction limit: ₦5,000,000